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Finance Officer
Accounting & Finance · Full-time
Lagos, Nigeria · Yaba, Nigeria
Posted on Oct 30, 2026
FINANCE OFFICER JOB DESCRIPTION
The Company: Memento Microfinance Bank Limited
Company type/Sector: Microfinance Banking / Financial Services
Reports: The Head, Finance, Admin and MIS
Location: Lagos, Nigeria
Experience: Minimum of 2 years of relevant experience in financial services
ABOUT MEMENTO MFB
Memento Microfinance Bank (MMFB) is a Tier 1 Unit microfinance bank licensed by the Central Bank of Nigeria (CBN) and committed to the economic growth and empowerment of Nigerian individuals and small/medium sized businesses. MMFB is a digital bank, offering products and services that are tailored to meet customers’ needs, cutting across micro savings, micro loans, investments, capacity building and financial advisory services.
ABOUT THE ROLE
The Finance Officer is responsible for maintaining accurate accounting records, processing financial transactions, supporting treasury and lending operations, preparing reconciliations, supporting financial reporting, ensuring compliance with statutory and regulatory requirements, and maintaining effective internal controls.
The role supports the Finance Department in safeguarding company assets, ensuring financial integrity, facilitating management decision-making, and maintaining compliance with applicable regulatory requirements, including those of the Central Bank of Nigeria (CBN), Financial Reporting Council (FRC), International Financial Reporting Standards (IFRS), AML/CFT regulations, Nigerian tax laws, and internal company policies and procedures.
PRIMARY RESPONSIBILITIES
- Record daily accounting transactions.
- Maintain accurate books of accounts and general ledger records.
- Process journals and accounting adjustments.
- Prepare monthly schedules and reconciliations.
- Maintain fixed asset registers and accounting documentation.
- Monitor income and expense accounts.
- Support month-end and year-end financial close processes.
- Support the preparation and submission of CBN returns and other regulatory compliance records.
- Support prudential reporting requirements.
- Assist with AML/CFT reporting obligations.
KEY COMPETENCIES
- Practical knowledge of financial reporting, tax and regulatory compliance.
- Bank reconciliations.
- Advanced Excel and accounting software
- Team spirit
- Internal controls and risk management
- Attention to detail Experience preparing management reports and financial schedules.
- Communication and interpersonal skills.
KNOWLEDGE AND SKILL REQUIREMENTS
- Bachelor’s degree in accounting, Finance, Economics or a related discipline.
- Minimum of 2 years experience in Accounting, Finance, Treasury Operations, Financial Services, Fintech, Lending or a similar regulated environment.
- Practical experience in financial accounting, reconciliations, treasury operations and financial reporting.
- Experience supporting loan accounting and credit administration activities.
- Working knowledge of IFRS, tax administration and regulatory reporting requirements.
- Proficiency in Microsoft Excel and accounting/ERP systems.
- Professional certification (ACA, ACCA, ICAN or equivalent) will be an added advantage.
Click on this link https://paga.bamboohr.com/jobs/ to apply for this job.
We are an equal opportunity employer and value diversity and inclusion. We do not discriminate on grounds of colour, race, nationality, religion, age, ethnic origin, disability, gender, marital status, or sexual orientation in our employment practices.