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Area Credit Manager - Primary Markets
Neogrowth
Bengaluru, Karnataka, India · Delhi, India
Posted on Oct 8, 2025
Area Credit Manager - Primary Markets
Department: -
Location: Bangalore, Delhi, Mumbai, Pune, Hyderabad, Chennai
We are looking for
CA/MBA (Finance)
Willing to travel
Relevant credit assessment experience of 3-6years with approval authority of 25 to 50 lacs and conducting client site inspection.
Preferred Industry experience – NBFC/Banks handling secured or unsecure loan underwriting
Role
Establish key qualification rules & credit worthiness of applicants
Preparing credit evaluation reports evaluating risk in borrower, transaction and underlying security and making recommendations
Preparing review and renewal credit reports for revisiting the limits and assessing the same for credit alerts
Working on new credit monitoring measures and credit triggers and their tracking.
Monitoring and proactively highlighting risk in the portfolio of loans or the underlying security or the client.
Meeting clients at regular intervals and making detailed visit reports for further information on the clients
Liasioning and networking in the industry to seek reference checks for clients as well as understanding the industry & economy dynamics
Ensuring the approvals are taken as per policies laid down and ensuring the internal policies on credit are not violated
Ensuring and monitoring that no external regulations of lending as and when updated by the various institutions like RBI, Sebi etc are not violated
Supervising and ensuring quick recovery of credit reports and proper maintenance of credit files to avoid any operational risks
Skills and Competencies
Analytical bend of mind & Strong judgmental attributes
Good organizational discipline and thirst for efficiency
Good presentation skills
Enthusiastic and dedicated