Portfolio Jobs
Want to work with a fintech focused on creating a fair finance system? Check out these job openings across the globe.
Credit Risk Manager at FairMoney
Fairmoney
Lagos, Nigeria
Posted on Feb 26, 2025
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Job Title: Credit Risk Manager
Location: Lagos, Nigeria
Employment Type: Full time
Department: Risk
About The Role
Not Specified.
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- Company:
- Location: Nigeria
- State:
- Job type: Full-Time
- Job category:
We Are Recruiting To Fill The Position Below
Job Title: Credit Risk Manager
Location: Lagos, Nigeria
Employment Type: Full time
Department: Risk
About The Role
- You will be working as our Nigeria’s Credit Risk Manager in the Risk department and will be responsible for driving the growth of our portfolio in Nigeria.
- Your mission is to ensure portfolio performance according to the company OKR’s, offering the best-tailored credit services to as many clients as possible.
- Your goal is to build FairMoney as a Tier 1 digital lender in Nigeria and you will be a key Business Partner to achieve the same.
- As the Credit Risk Manager for the Nigerian business, you will lead a team that plays a critical role in managing FairMoney ability to grow in the market. As such you will be considered as a key stakeholder and contributor in all decisions revolving around the business and product strategies.
- Own the main portfolio metrics – default rates, acceptance rates and profitability
- Drive the decision of new risk product updates in terms of product offerings and underwriting funnel improvements – Work closely together with the Product and Engineering team on improvements for the lending product
- Build, improve and maintain the credit risk policy for Nigeria that will allow to grow the portfolio according to company OKRs – Communicate the performance results with the respective stakeholders
- Keep up to date with the company’s lending protocols
- Benchmarking current risk practices against those stipulated within business units
- Implementing the best possible methodologies in improving the credit performance, considering the risk associated, yet offering the prime credit facility
- Own the structuring and hiring of a Risk Analysis and Data Science team as well as their agenda
- Mentoring and coaching talents, scaling up the team as and when required.
- 5 to 7 years experience with exposure to Fintech / retail banking credit risk (consumer loans) / NBFCs
- Expert in credit risk analysis/underwriting principles, methods, and practices
- Proficient SQL user, reasonable experience with BI tools like Tableau, PowerBI or similar
- Strong quantitative analysis experience
- Strong attention to detail and ability to notice discrepancies in data
- Impeccable understanding of financial statements, ratios, and concepts
- Strong communication skills
- Strong people management skills
- Private Health Insurance
- Pension Plan
- Training & Development
- Hybrid work
- Paid Time Off
Not Specified.
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