Portfolio Jobs
Want to work with a fintech focused on creating a fair finance system? Check out these job openings across the globe.
Investment Analyst
Fairmoney
IT
Lagos, Nigeria
Posted on Dec 17, 2025
FairMoney is a pioneering mobile banking institution specializing in extending credit to emerging markets. Established in 2017, the company currently operates primarily within Nigeria, and it has secured nearly €50 million in funding from renowned global investors, including Tiger Global, DST, and Flourish Ventures.
In alignment with its vision, FairMoney is actively constructing the foremost mobile banking platform and point-of-sale (POS) solution tailored for emerging markets. The journey began with the introduction of a digital microcredit application exclusively available on Android and iOS devices. Today, FairMoney has significantly expanded its range of services, encompassing a comprehensive suite of financial products, such as current accounts, savings accounts, debit cards, and state-of-the-art POS solutions designed to meet the needs of both merchants and agents.FairMoney thrives on its diverse workforce, bringing together talent from over 27 nationalities. This multicultural team drives the company’s mission of reshaping financial services for underserved communities.
To gain deeper insights into FairMoney’s pivotal role in reshaping Africa’s financial landscape, we invite you to watch informative video.
About the role
Job Function: Investment Analyst
1. Weekly/Monthly Liquidity report.
Generate weekly and monthly liquidity reports to assess the availability of funds for investment activities.
Ensures funding of NIP -Zenith settlement and regularizes before COB.
2. Monthly Analysis of Deposit Maturities.
Conduct a monthly analysis of deposit maturities to track the timing and amount of deposits reaching maturity.
Evaluate the impact of maturing deposits on cash inflows and investment opportunities.
Collaborate with wealth managers to ensure timely renewal or rollover of maturing deposits.
3. Weekly/Monthly Deposit Schedule Reconciliation
Perform monthly reconciliation of deposit schedules with bank statements, deposit schedules and NetSuite records.
Identify and investigate any discrepancies or irregularities in deposit transactions.
Liaise with banking partners and internal stakeholders to resolve reconciliation issues and ensure accuracy of deposit records.
The reconciliation report for a month needs to be made ready on the 1st business day of the following month.
4. Monthly Computation of Withholding Tax (WHT) on Bank Interest
Calculate withholding tax (WHT) on bank interest remittances in accordance with regulatory requirements and tax laws.
Validate interest income data from bank statements and reconcile with Netsuite records.
Prepare accurate WHT computations and ensure timely remittance to tax authorities.
Wealth Management OKRs
- Ensure liquidations and all payments are treated timely and processed error free. Liquidation requests received before 12pm must be treated latest 12:30pm and those after 12pm, must be treated latest 4pm. Ensure follow-ups on every transaction till it's closed.
- Ensure every booking instruction received is treated within 24hrs.
- Respond to, and acknowledge inquries within 25mins of receipt.
- Escalate issues surrounding Liquidations, Bookings etc. and being proactive to resolve such issues raised by either customers, RMs or finance.
- Timely collation and submission of reports as requested. This includes incentives, and maturity reports.
- Effective communication with team members and other department.
- Collaborates with others in the wealth management team and across the organization, offering assistance and actively being helpful where needed.
- High level of accuracy, attention to details and Good analytical skills.
- Aptitude for numbers and attention to details.
- Have a good Microsoft Excel Skills.
- Be an effective team player with a positive attitude.
- A track record of constantly looking for ways to do things better.
- Bachelors in accounting or numerate discipline degree; studying towards obtaining a chartered accountant.
- Be Smart and agile
- Focused on timelines and milestones; extremely organised
- Experienced in financial institution, especially Fintech (ie large base of transactions), would be an advantage.
- Need for an enthusiasm and interest in the role ie accounting, reporting, cost control.
- Private Health Insurance
- Pension Plan
- Training & Development
- Performance Bonus
Recruitment Process
- A screening call with the Senior Recruiter ~30 minutes
- Technical Interview with the hiring team ~1 hour